Revolving stock facility
Annual Turnover –
*6 Months + Trading
*All credit profiles considered
What is a Revolving Stock Facility?
A revolving stock facility is a financial service that allows businesses to access funds based on the value of their inventory. This service enhances cash flow by providing a flexible line of credit, enabling businesses to meet their financial obligations and invest in growth opportunities without waiting for sales to convert into cash. Some lenders will require additional security such as equitable charge over property depending on financial strength of the business.
How Does a Revolving Stock Facility Work?
- You apply for the revolving stock facility by submitting financial statements and inventory details to the lender.
- Upon approval, the lender sets up a revolving line of credit to enable you to pay for good purchased from your suppliers.
- Access multiple drawdowns – You can access additional drawdowns up to your facility limit without first needing to repay original borrowing.
- Repayments are flexible, meaning you can repay part or all of the amount outstanding.
- Funding revolved – The repaid funding is now available for you to use again for your next stock or goods purchase.
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Benefits of a Revolving Stock Facility
- Revolving facility – funds are available when you need it, enabling you to buy and sell at your own pace.
- Additional availability of funding can enable you to benefit from larger order discounts.
- Fast access to funding – Facility can be agreed and drawn within 24-36 hours.
Is this right for your business?
With a wide and varied range of funding solutions and lenders, it can be difficult to understand which is the best option for your business. At Aim Financial Solutions, we will help you to understand which funding options are the best solution for your business and we will help you to secure the most competitive terms with the best lender for your circumstances.