Revolving stock facility

Warehouse shelving stocked with goods

£50k +

Annual Turnover –
*6 Months + Trading
*All credit profiles considered

What is a Revolving Stock Facility?

A revolving stock facility is a financial service that allows businesses to access funds based on the value of their inventory. This service enhances cash flow by providing a flexible line of credit, enabling businesses to meet their financial obligations and invest in growth opportunities without waiting for sales to convert into cash.  Some lenders will require additional security such as equitable charge over property depending on financial strength of the business.

Warehouse shelving stocked with goods
Pallet of stock being moved in a warehouse

How Does a Revolving Stock Facility Work?

  1. You apply for the revolving stock facility by submitting financial statements and inventory details to the lender.
  2. Upon approval, the lender sets up a revolving line of credit to enable you to pay for good purchased from your suppliers.
  3. Access multiple drawdowns – You can access additional drawdowns up to your facility limit without first needing to repay original borrowing.
  4. Repayments are flexible, meaning you can repay part or all of the amount outstanding.
  5. Funding revolved – The repaid funding is now available for you to use again for your next stock or goods purchase.

Would you like more Information?

Benefits of a Revolving Stock Facility

  • Revolving facility – funds are available when you need it, enabling you to buy and sell at your own pace.
  • Additional availability of funding can enable you to benefit from larger order discounts.
  • Fast access to funding – Facility can be agreed and drawn within 24-36 hours.

Is this right for your business?

With a wide and varied range of funding solutions and lenders, it can be difficult to understand which is the best option for your business. At Aim Financial Solutions, we will help you to understand which funding options are the best solution for your business and we will help you to secure the most competitive terms with the best lender for your circumstances.

Ready to unlock your working capital? Contact us today to learn more about how a revolving stock facility can benefit your business.

Don’t take our word for it…

EXCELLENT
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Based on 23 reviews
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Anthony Rowe profile picture
Anthony Rowe
09/09/2026
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I cannot recommend Shaun at Aim Financial Solutions Limited highly enough. He guided us through the financing options for a warehouse purchase and made what could have been a complex and stressful process feel straightforward from start to finish. What truly set Shaun apart was his exceptional availability and dedication. Even when he was away in France on a family holiday, he remained at the end of the phone throughout the final stages of completion, never once making us feel like an inconvenience. That level of commitment to his clients goes well above and beyond, and it gave us complete confidence at a critical time. Throughout the entire process, Shaun was efficient, responsive, and thorough. Every question was answered promptly and every concern addressed with professionalism. It's rare to find someone who combines genuine expertise with such a personal, attentive approach. If you're looking for someone you can truly rely on when it matters most, Shaun and the team at Aim Financial Solutions Limited are the people to call. We are delighted with the outcome and would not hesitate to work with them again.
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Jamie McLintock profile picture
Jamie McLintock
17/06/2026
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We were recommended Shaun by our accountants and he didn’t disappoint… very professional, easy to deal with and he provided valuable insight into a business refinancing application. He came up trumps with better rates than we probably could have secured. Very satisfied and we will be passing his details on to friends with businesses in the future… highly recommend!
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Stuart Parkinson profile picture
Stuart Parkinson
13/03/2026
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Shaun is an absolute diamond! Went above and beyond when I was up against it! Worked with me late into a Friday evening when most people would have shut down for the weekend. What an absolute star, cannot recommend enough!
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Paul Insley profile picture
Paul Insley
06/02/2026
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Shaun has been incredibly helpful, very communicative and knowledgeable. I would highly recommend Shaun to any business owner with financing needs
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Hayden Murphy profile picture
Hayden Murphy
01/07/2025
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I would highly recommend Shaun for any financial services you may require. Dealing with Shaun has been very straightforward and AIM have been highly efficient and professional throughout.
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S R profile picture
S R
01/07/2025
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I have had the pleasure of working with Shaun for many years and I can attest without reservation to his outstanding skill and dedication. He consistently secures the most favourable rates and is remarkably well connected within the industry and above all possesses an unrivalled ability to see transactions through to completion with utmost efficiency. I cannot recommend his services highly enough to anyone seeking a true professional in the field.
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Marcelo Resende profile picture
Marcelo Resende
20/06/2025
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Rowan Brown was very supportive, assisting me every step of the way.
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Simon Green profile picture
Simon Green
07/04/2025
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Shaun is friendly and professional and he quickly helped us access the funding that we needed!
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Imran Talukder profile picture
Imran Talukder
05/03/2025
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Shaun has been looking after our business for a number of years now. Always great service. He has helped with many lines of funding for the business, always a phone call or message away. Thank you Shaun for all your support.
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Eian Hardacre profile picture
Eian Hardacre
26/02/2025
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Shaun and the team go the extra mile to ensure that the best funding option is obtained. The support and service they give is truly excellent.