Merchant Cash Advance

£50k +

Annual Turnover –
*6 Months + Trading
*All credit profiles considered *Repaid from incoming car sales *flat fee

What is a Merchant Cash Advance?

A merchant cash advance is a financial service that provides businesses with quick access to cash based on their future card sales. This service enhances cash flow by offering a lump sum payment upfront, enabling businesses to meet their financial obligations and invest in growth opportunities without waiting for sales revenue.

How Does a Merchant Cash Advance Work?

  1. Application: You apply for a merchant cash advance by submitting your business’s financial statements and card sales history.
  2. Assessment: The provider reviews your sales history and determines the cash advance amount and terms.
  3. Approval and Funding: Upon approval, the provider advances a lump sum payment to your business, typically within a few days.
  4. Repayment: A percentage of your daily card sales is automatically deducted until the advance and fees are fully repaid.

Would you like more Information?

Benefits of a Merchant Cash Advance Work?

  • Quick Access to Funds: Receive a lump sum payment promptly, enabling you to address immediate financial needs or opportunities.
  • Flexible Repayment: Repay through a percentage of daily credit card sales, aligning payments with your revenue flow.
  • No Collateral Required: Obtain funding without risking your business or personal assets.
  • Easy Approval: Approval is based on sales history rather than credit score, making it accessible to businesses with varying credit profiles.

Is this right for your business?

With a wide and varied range of funding solutions and lenders, it can be difficult to understand which is the best option for your business. At Aim Financial Solutions, we will help you to understand which funding options are the best solution for your business and we will help you to secure the most competitive terms with the best lender for your circumstances.

Ready to unlock your working capital? Contact us today to learn more about how invoice finance services can benefit your business.

Don’t take our word for it…